Noel Ward

Core Competencies

• Payments & Payment Infrastructure: Credit cards, SEPA, wallets, BNPL, local payment methods, payment routing, and acquiring strategies
• Billing & Invoicing: Recurring billing, usage-based billing, invoicing, dunning management, tax handling, and revenue recognition
• Monetization: Pricing strategies, subscription models, freemium models, upselling, cross-selling, and revenue optimization
• E-Commerce: Checkout flows, cart optimization, conversion rate optimization, refund processes, and international scaling
• Compliance & Risk: PSD2, SCA, KYC, AML fundamentals, fraud detection, chargeback management, and data protection processes